The CoveyFi Blog

Guides for families who care

Practical, honest articles on family financial awareness, from caring for an aging parent to watching over the people you love most. New guides published every week.



Cluster 01 Getting started
Getting started 7 min read

Cognitive decline and money: what families need to know before a crisis hits

Financial judgment can quietly slip years before a diagnosis. Here's what early warning signs look like — and why acting now is an act of love, not intrusion.

Cluster 02 Fraud & errors
Fraud & errors 6 min read

The slow leak: how elder financial exploitation happens quietly, not all at once

Elder fraud isn't always a wire transfer. Most of it looks like a $14.99 subscription or a $25 "monthly pledge." Here's how to spot what's easy to miss.

Fraud & errors 8 min read

Your parent probably has a wrong medical bill right now. Here's how to find it.

Billing errors in Medicare and insurance statements are far more common than most people realize. This guide walks you through how to find and dispute them.

Cluster 03 Privacy & family
Privacy & family 5 min read

Is it okay to look at your parent's bank account? A caregiver's honest guide

The question most caregivers ask but rarely say out loud. We answer it honestly — and explain why checking in is more like a smoke detector than a surveillance camera.

Privacy & family 6 min read

How to talk to your parent about their finances — without it becoming a fight

Real scripts for a real conversation. How to raise the topic, what to say when they push back, and how to make it feel like teamwork instead of a takeover.

Cluster 04 Getting organized
Getting organized 5 min read

The financial documents every family caregiver should have (and where to find them)

Power of attorney, Medicare cards, insurance policies, account numbers. A complete checklist of what you need — and exactly where to look for each one.

Getting organized 6 min read

How to get your siblings on the same page about your parent's finances

Shared visibility without shared passwords. How to divide responsibility, avoid conflict, and make sure everyone who needs to know, knows — without anyone overstepping.

Cluster 05 Taking action
Taking action 9 min read

The first 30 days: what to actually do when you realize you need to take over a parent's finances

A step-by-step walkthrough of the first month — what to secure, what to review, and how to build a system that doesn't rely on you being available every hour.

Taking action 7 min read

What Power of Attorney actually means for your parent's finances (and what it doesn't)

POA is one of the most searched topics for family caregivers — and one of the most misunderstood. Here's what it actually lets you do, and where banks will still push back.

Taking action 8 min read

When a parent moves into a care facility: the financial checklist nobody gives you

The move-in paperwork tells you almost nothing about the financial changes that happen immediately. Here's what shifts, what can get missed, and how to stay ahead of it.

Taking action 7 min read

Long-distance caregiving and money: how to stay on top of a parent's finances when you're not there

Managing finances from another city means constantly playing catch-up. Here's how to build a system that keeps you informed — without flying home every time something comes up.