Financial Awareness for Caregiving Families

You feel guilty looking. You feel anxious not looking.

CoveyFi gives adult children quiet visibility into a parent's finances, so you catch problems early, without the guilt, without the awkward conversation, and without taking anything away from them.

You're on the list. We'll be in touch soon.

Be the first to know when we launch. No spam, ever.

01

Connect your parent's accounts

Secure, consent-based connections through Plaid. Your parent authorizes every link. No shared passwords, no stored credentials.

02

See everything in one place

Balances, bills, recurring payments, and spending patterns, all in a single view. No more logging into three different portals to get the full picture.

03

Step in only when it matters

CoveyFi is quiet by default. You hear from it when something looks off: an unusual charge, a missed bill, a pattern worth knowing about.


The Problem

Millions of families are flying blind

63 million Americans are family caregivers, and nearly 4 in 10 manage finances for an aging parent. Most do it with no tools, no training, and no real visibility into what's actually happening.

$28.3B
Lost to elder financial exploitation every year
Scams, fraud, and theft targeting older adults, and most of it goes undetected until the damage is done. The average victim loses $120,000 before anyone notices.
AARP, 2025
Americans over 65 have been financially exploited
Only 1 in 24 cases is ever reported. The vast majority of exploitation stays hidden from the people who could help, until it's too late.
NCOA / Investment Company Institute
39%
Of caregivers manage a parent's finances
Budgeting, paying bills, watching for fraud, with no purpose-built tools. Most rely on spreadsheets, shared logins, or nothing at all.
Pew Research Center, 2025

Caregiving is a full-time job on top of a full-time job

The average caregiver spends 27 hours a week providing care. Nearly half report negative financial impacts: draining savings, taking on debt, delaying retirement. And only 11% have ever received any formal training for the financial responsibilities they've taken on.

63M
Americans are family caregivers, up 45% since 2015
27 hrs
Average weekly time spent providing care
$120K
Average loss per victim of elder financial exploitation
11%
Of caregivers received any formal financial training

What CoveyFi Does

Awareness without taking anything away from them

CoveyFi connects to your parent's accounts, securely and with their consent, and gives you a clear picture of their financial health. No shared passwords. No guesswork. No feeling like you're crossing a line.

Secure Bank Connections

Bank-grade connections through Plaid. No shared logins, no passwords stored. Accounts link in seconds, and your parent stays in control of what's shared.

Catches Problems Early

AI-powered awareness flags unusual transactions, missed recurring payments, and changes in spending patterns, so you find out before the damage is done, not after.

One Clear Dashboard

See all of your parent's accounts in one place: recurring bills, subscriptions, income, and balances. Clear enough for anyone in the family to understand at a glance.

Built Around Consent, Not Control

Your parent authorizes every account connection. CoveyFi is read-only and requires their participation at every step. You get visibility. They keep their independence.

A smoke detector, not a security camera.

CoveyFi is quiet by default. You don't get a notification every time your parent buys groceries. You hear from it when something is worth knowing about: an unusual charge, a missed bill, a pattern that looks off.

That's the right kind of awareness. Present when it matters. Out of the way when it doesn't. Your parent keeps their privacy and their dignity. You get peace of mind that nothing is falling through the cracks.


See It In Action

Two flows. Two people. One family.

CoveyFi works because it's designed for both sides of the relationship. Here's what it looks like in practice.

Catch problems early

Sarah gets a notification about an unusual spending pattern on her mom's account. She reviews it and resolves the concern in seconds, without a single phone call.

Keeping connections secure, without the friction

When a bank connection expires, Sarah sends a guided reconnect request to her mom, who completes it on her own device, on her own terms. No tech support required.


From the Blog

Guides for families who care

Practical, honest articles for adult children navigating the financial side of caring for an aging parent, without losing the relationship in the process.

The moment of realization

The Saturday morning problem: why managing a parent's finances takes over your weekend

Read article
The dignity question

Is it okay to look at your parent's bank account? A caregiver's honest guide

Read article
Fraud & errors

The slow leak: how elder financial exploitation happens quietly, not all at once

Read article
View all articles

Nothing falling through the cracks. That's the goal.

CoveyFi is launching soon. Get early access and help shape the product.

You're on the list. We'll be in touch soon.